The Most Dangerous Things Are Heroin and a Monthly Salary

People who are living far below their means enjoy a freedom that people busy upgrading their lifestyle just can't fathom. You want to make your money in discrete lumps separated over long periods of time so that your own lifestyle does not have a chance to adapt quickly. And then you can say, okay, now I'm done,now I'm retired, now I am free. But I'm going to work on only the things that I want when I want and it's going to be much more creative expression and much less about money.