3min chapter

The External Medicine Podcast cover image

Robin Hanson, PhD: Healthcare Signaling, the Conspicuous Caring Hypothesis, and Prediction Markets in Medicine

The External Medicine Podcast

CHAPTER

How to Merge Health and Life and Disability Insurance

In the early 1990s, there was a bit of a revolt. People heard rumors that HMOs were telling saying no to things doctors said yes to. And they spread rumors about how terrible H MOs were for saying no tothings doctors would say yes to. They rather have the standard of whatever a doctor says could be useful, I want that. So the fundamental thing would be to get the healthcare providers to actually care about the outcomes. But that's the hard problem.

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