You cannot change market dynamics. All you can change is your response to it. And that means the actions you take and, to some extent, the ways you think about it. We're here in our late 40s so hopefully that's middle age and not past that. But when you look at the zoomin on the s and p 500 return, we know what it looks like right now,. but then you zoom out ten, 20 years or more, and it's a blip.