Are You Ready to Start a Family?

Having a net worth target or savings target to shoot for before having children will help you feel better once you do have children. A financial samurai reader named Eva Marie said, I disagree with the whole quote, kids are so expensive nonsense though. That's like saying modern life is just so expensive with my brand new iPhone, two new SUVs, designer clothing, expensive vacations and myriad subscriptions to services that only marginally improve my life. If at all, yes, all kids need care, food, shelter, clothing and transportation. But as a full time caregiver, I don't pay anybody to do it. Spend time together as a family instead of shuffling everybody to ridiculously expensive extra curricular