Ask Paula: How to Invest When You’re Unsure of the Goal
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Target Date Funds - Should You Hedging That?
A genifer asked if she should put some of her money in a target retirement 20 50 fund. Paul: I'm generally not a fan of a target date funds at all, but i think they get more dangerous toward what you're talking about the closer you get to that 20 50 date. Even if it is a target where the money is managed through 20 50, versus two 20 50, it still is going to get more conservative. You can do this. You don't need a target date fun.
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