There's some evidence that people who know just a little about financial literacy do worse than people who know nothing at all. Do you think there's a risk that people just feel inadequate, that they know somewhat what's the right thing to do? They ask you, you confirm their intuition, and then they're like, oh, my goodness. I already knew i'm not up to that, but now society is really tae me,. And they just go away feeling bad.

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