You Need Earned Income to File a Joint Return

You need to have earned income, whether it's from wages or working for someone else. Your modified adjuste gross income in 20 22 needs to be below a hundred nd, 29 thousand dollars if you're single and 204 k if you're married. If you're above that, there's this phase out rangeo of roughly ten to 15 thousand bucks where the amount you can contribute is progressively phased out. And then after that ten or 15 thousand dollar paseout period, you're completely out. You can't directly contribute at all, through the eating of the front door, if you will, to a to a rothira.