Can't Do the Lump Some?

The most common option, i think, a non spouse beneficiaries an do, is that. Yo ave ten year to distribute, ten years to distribute the assets. But your two options are stretched over ten with no penalty or tax. Now, can i ain what ir d as meant careat the end? So i r d Is is called income in respect of a decedent. I and so you take a lump sum you have to pay i r d. And it's not at moson dad's tax rate. It's at whatever your tax rate is that year, your marginal rate. There you go. That's the trick. Am, ok, let's say you don