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Ep 365: Credit Cards 101: How To Get Out Of Debt

HerMoney with Jean Chatzky

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How to Negotiate a Lower Interest Rate

When you know that you're going to miss a payment, immediately get in contact with the creditor. It's in the creditor's best interest to work with you. You should negotiate your interest rate. How many credit cards should a person have? And how much is it okay to put on your card each month?

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