How to Choose a Fund

Risk is definitely linked to time scale. So generally, the longer term, you can flex the risk up a little bit. But don't go mad at your sort of general risk profile. We talkd about balanced and stuff like that. That's like a starting point. You have to trad carefully to be honest. It depends when you want access to this money. If youare now 25 a starting to invest ing the pension, well, you're not going to touch that for at least 30 years. On that part of your wealth planning, you can take a bit more risk,. but then look a the law riskif if you're investingan ina in a liceLook