20min chapter

Animal Spirits Podcast cover image

Talk Your Book: The All-In-One Home Equity Loan

Animal Spirits Podcast

CHAPTER

All-in-One Loan: Pay Down Principal First

This chapter discusses the all-in-one loan, a creative mortgage product known as an offset mortgage. It explains how the loan combines a line of credit with a checking account, allowing deposits into the account to pay down the line of credit and prioritize principal over interest. The speakers highlight the benefits and effectiveness of this loan in today's market with high interest rates.

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