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i have a real issue with the regulator, because i think they've screwed upon so many things. When i worked in the debt management industry, we transitioned from a non regulated space to a regulated space. So we were selling debt management plansat bankruptcy solutions without any regulation. Wild, like, completely wild. And the people within that industry, at the top, were making a lot of money from this. I do worry, you know, if they can't keep a lead on regulated advisers screwing over people with their d b pension transfers in port tolbo in south wales,. How on earth are they going to begin to regulate is unregulatable? 500 hours of content