I don't think it's a moral panic. I think it's more the nature of an international, global system,. A lot of bad actors in it, and probably very little policing. And i think they have to think about a, you know, some constant verification. But there are no easy answers. There's always going to be abuse in systems. Ito leads to people losing money. And abuse in this industry leads tod children, sadly, being abused. The stakes are higher here. So of course, the k y c should be much higher than with finance. We'll agree to disagree on that. Ok, let's take another storyeve start up needs business insurance.