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Navigating Property Financing through Peer-to-Peer Lending
This chapter explores the daily life of a finance professional disillusioned with traditional banking's inefficiencies, leading to their interest in peer-to-peer lending as a transparent alternative. It details the evolution of lending platforms like Zopa and Funding Circle, emphasizing property-backed loans and the risks involved in property development. The chapter sheds light on the stringent financial processes required for construction funding, including the vital roles of inspections and due diligence.