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How to Fix Your Expenses With a Budgeting Cheat
Go to honey dew, a free budgetin ap that is just the right amount of simple to be effective. Link all your bank accounts and credit cards to it - anything where money comes out. Go through and re categorize all the transactions as what you want them to be. Do not include credit card payments beyond the minimums in your discretionary spending tally. It's more like your paying back the money you've already spent that wasn't yours. Start off with a goal that you can achieve, and give yourself early and often victories.