This year is my first year ever to be eligible for an employer sponsored one k. I chose a wroth option considering my current low tax bracket. This year i hope to save about 30 % of my income, which is about 18 k. Is the lower expense ratio a key reason to ritize funding my four o one k or? Is there a key advantage to the ira that i'm missing? Both portfolios are aggressive, with about 85 to 90 % stocks and ten to 15 % bonds.

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