The Benefits of Separation

I don't do by now, pay later. Never. That's a habit I can afford to leave. And the day that money goes into my bank account, money immediately goes out again to cash savings, emergency savings. Stocks and shares, I say, I pay a lot of money into my pension as well - partly because I started later than I should have done. And then I've got savings for my nephews and niece. I put a little bit of money aside for them as well. So you pay more payments into like eight to 10 or like seven to 10 different accounts? Yeah, I mean, I just find separation is a really good way of dealing with, dealing