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236 Q&A: wealth building strategies, money in super or offset, tax deductions + more
Dev Raga Personal Finance
How to Maximise Your Super
If you're on a higher tax rate, as calian would be at some stage in your life, your contribution tax is only 15 %. If you sacrifice the money into your super, you can get an instant return on your money of 30%. Super doesn't offer you any flexibility, but offset accounts do. People found out the hard way in 20 20 when governt intervention was required for people to actually access thei super because they didn't have any other money. To me, what makes me sleep better at night nowadays is having low amounts of personal debt, if not zero. I want to have as much money in my super as possible due to the tax advantage status of it
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