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Should You Max Out Your Roth IRA or HSA? (Money Q&A)

The Personal Finance Podcast

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The Importance of Employee Stock Purchase Plans

The key to this whole thing is how big of a reduction in the stock price do you get? If it's two, three percent, then maybe it's not worth it. But if it's five, six, seven, 15%, anywhere in that range, then maybe you want to consider it now. So if you want to participate or see if this is available in your company, contact your HR department and see if they have an employee stock purchase plan.

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