I wish we had talked to him a little bit more about kind of how Clara can help one quell customer's fears about by now pay later. Because when done right, it's totally a fine service, of course. And also just make people aware that Clara does all of these other things too. Yeah, I think he was really, I don't know if he was intentionally doing this, but I think it's partly that this is their expansion into this neo bank sort of market.

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