i have the questions, why does it start on two thousand five? I don't know if you look into this orror, is it? It started when student loans started getting back by the us. Governmentso ecause ecaus basically, you know, a sunder the age of 25, your prefunctal cortex is not fully formed and that's the part of your brain that helps you manage risk. And so kids, they don't know, they 18 year old, take out this 200000 dollar loan to go to college. And the parents can't say, believe me, as a parent, can't say anything if a kid wants to go to College they're going

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