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How to Budget Your Money Without Cutting Coffee (Ep. 174)

The Inforium

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Investing 101 - Is Your Emergency Fund Full?

i like there to be like a rough two % spread between the average returns in the stock market and the highest interest rate on your loans. If you've got an interest rate over five %, i say, accelerate and kill that thing as fast as possible. And then once you're at loans beneath five %, if you are comfortable with having debt, then invest the excess and just pay the minimum payment on those. Because you're goin to make more money in the long term if you're making seven % than if you're paying down something less than five%.

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