How to Get a 20-25% Savings Rate

The average person needs seven to eight hours asleep per night, but some folks don't need that much sleep. So i think it's ok if you're not hitting that average four o one k number. Step back and say is the essence of what i'm doing incalculated in this? When i get to retirement, am i going to be able to do the things i want to do,. like brian said, are i going to have an income stream coming in that allows me to do the Things I Want To Do?"