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Finance OS: Pension contributions

The Meaningful Money Personal Finance Podcast

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How to Avoid Opting Out of a DB Scheme

About 10% of people are opting out that it used to be lower. So obviously the cost of living is not helping. But if you can avoid it at all possible, then please stay in the scheme. Just budget for whatever is left after you've paid into your pension. And get the maximum employer match if you can afford it.

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