How to Set Your Target Savings Rate

Start where we're as comfortable now for you. Work out the difference between your current rate and your target savings rate, and do it in pounds. You put that into pounds, that might only be 20, 30, forty, fifth bet a month. But by the time you've paid that for another three, four, five, six, 12 months, yes, that's a decent sized number at the end of the year. So decide on your target rate and work out how we're gong to get there.