Estate Planting Is Not One Size Fits All

Estate planting is not one size fits all. The stuff that you do for folks who have estates above 11 million or 22 million is different ton the stuff you do for fols that are below that threshold. A twent year old can invests a dollar and it has the potential to turn into 88. I would focus on roth for somebody, especially lower income, because you might qualify for a savor's credit. But i wouldn't focus on the behavior of insaving and investing, because that's where the real wealth buildings go at your age.