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2875: Should You Max Out Your 401(k) Earlier in the Year? by Nick Maggiulli of Of Dollars and Data on Retirement Investing

Optimal Finance Daily - Financial Independence and Money Advice

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Maxing Out 401(k): Pros, Cons, and Long-Term Value

This chapter evaluates the benefits of maxing out a 401(k) early in the year versus making consistent contributions throughout the year. It highlights both short-term and long-term advantages, emphasizing the greater impact over several years for those who can afford to contribute the maximum early.

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