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Regional bank troubles pose risk for mortgage lending

HousingWire Daily

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Impact of Bank Failures on Mortgage Competition

The chapter discusses the competitive landscape for mortgages following bank failures, focusing on originations by banks like First Republic, Silicon Valley Bank, Signature Bank, and Silvergate Bank. It explores how their assets were acquired by larger institutions and the challenges faced by New York Community Bank related to their customer base and speculative banking services like crypto.

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