The Future of Cross-Border Payments in Korea?

In the payments industry, or specifically the cross-border payments industry, I would want to differentiate two segments. One is regarding the tradeability international or domestically of KLLW versus actual licensing regulatory regime of FinTechs being able to conduct such operations. Regarding the first, I believe we will talk about more. The second part regarding giving licenses or setting up the revised regulations within the foreign currency transaction act to give out licenses to FinTechs like us besides banks was actually very recently revised in 2016 and 2017 where they started giving a license to 2017.