The 1% challenge is about cutting your expenses and cutting a bill. You just take anything, like I started with my cell phone, figure out a way to get it lower. Less money you spend, the more, less you need to earn,. The quicker you don't have to work ever again if you don't want to. So in a year, I saved $12, $1,300. That's more than a thousand a year. It ain't exactly savings till you save it until you save it.

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