The Long View cover image

Derek Tharp: An Alternative Approach to Calculating In-Retirement Withdrawals

The Long View

00:00

Is an Income Annuity a Good Strategy for Early Retirement?

It sounds like you tend to favor the simpler lower-cost types of products that income annuities whether immediate or deferred. Do you think an annuity might make sense in the context of if I've decided my social security claiming date is say age 70 could I use some sort of short-term annuity to help meet my living expenses during those early retirement years? A lot of it's just going to come down to having a real clear understanding of what somebody's tax situation looks like and then balancing all that to find the right combination of portfolio and annuity or other income for them.

Transcript
Play full episode

The AI-powered Podcast Player

Save insights by tapping your headphones, chat with episodes, discover the best highlights - and more!
App store bannerPlay store banner
Get the app