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ISAs Under Review: Will Cash Savings Get Capped?

Many Happy Returns

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Reforming ISAs: Cash vs. Equity Investments

This chapter examines the need for reform in the Individual Savings Account (ISA) system, focusing on the limitations of cash ISAs in driving economic growth. It advocates for incentivizing stocks and shares investments over cash savings to enhance returns for savers. Additionally, it discusses the potential impact of merging cash and equity ISAs and the necessity for improved public understanding of investment opportunities.

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