Mortgage Market Update With BI’s Erica Adelberg: Macro Matters
FICC Focus
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Shifting Dynamics in the Mortgage Market: Conforming Loans and Specified Pools
This chapter explores the dynamics of the mortgage market, emphasizing conforming mortgages and changes in government-backed loans like Ginnie Mae. It addresses the rise of specified pools, their impact on first-time homebuyers, and the broader implications for supply and affordability in the housing market.
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