The Future of Small Business Banking

I want to bring you all back onto the original question, so to have a minute each on the original question of, is the future of small business banking going to be more specialized? In the future, are we going to see small business services that are much more specialized than what we have today? Yes or no? I'd say yes. We're such an early stage of understanding the range of small business needs, and therefore an early stages of being able to develop the products and services that are really going to help them grow and develop. It could be worth adding from my perspective that there will still be aggregators of those services.

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