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02.08.23 The Importance Of Neighbors / Getting Credit Card Debt Under Control

The Clark Howard Podcast

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What Should the Maximum Purchase APR on a Fixed Rate Credit Card From a Credit Union Be?

In the past, Clark has indicated that he would like a seeker of such a card to aim for an interest rate that's less than 10%. However, what if one can't get a fixed rate or even variable rate credit card with a sub 10% purchase APR from a credit union? "Right now you may see that as 11 or 12. It's still going to be about a third lower in interest rate," says Clark.

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