The Benefits of Income Protection

Raj: Insurance is trying to put you back in the position you would have been. You might still be paid a salary for a while, but I imagine if you're not working for six months, 12 months your salary might stop. So you then got a personal plan or you could have a personal plan to replace your lost salary. And then you have a policy through the company to retain its profitability and you still retain your dividends. Does that make sense? It does. The key point is that it's the loss to the company. Because Mark owns the company, if the company is put back into the position or near the position that it would have been, then he can be back