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Is Your Time Worth 50 Dollars an Hour?
i wasn't great at calculating my own estimated hourly rate, or effective hourly rate. It's really hard to justify any sort of extra expenditure until you have the revenue to justify it. Free is good, but convenience is we've definitely been pushing the convenience button quite a bit during quarantine times with amazon prime and just stuff like that. If you have a car payment at more than zero % interest, you bought too much car. Don't finance a depreciating asset. I got a couple car related ones consist of, ay, sticking point for me.