Is There a Better Yield Environment?

For younger investors, this may be their first bear market. This may be the first time they've actually seen the economy weaken like this. I think there are opportunities for a more active approach both on the fixed income side and the equity side of portfolios. And just sticking to the benchmarks and just letting it ride on growth if that was your strategy just doesn't work right now... It's not going to work so active is really important advice is really important. The plan is really important."