The Aggregation of Marginal Gains

Sobrad: It's so easy to marginalize, ignore the small actions. But you realize the small actions built on top of themselves, and they lead to something fantastic. He says he is having conversations with his wife about what changes we would want to make to our investor policy statement. Sobrad said if your gingto make a change in your investing strategy, is not when the sky has fallen and it's not working. If you're going to make changes, you want to wait till you're more or less at steady state.