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84. “We spend 98% of what we make—but we refuse to change our lifestyle”

Money For Couples with Ramit Sethi

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Do You Have a Financial Advisor?

"We hired the financial advisor several years ago when we were starting our family. And at the time, didn't know any about personal finances," he says. "It's like how is any human being supposed to calculate this shit quarterly? Can you pull out the piece of paper that has the fees on it?" He adds: "I actually, I don't, I would have to dig for it... Of all the numbers you have at your fingertips, this is the one number you don't have."

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