If it's a crumby four or one k, thet it's worth looking at other options. You pick the best fouro onek available to you and rolld it in there. That's what i've done with mine. I would have no hesitance whatever into rolling it to find benefit plan that i had for my clinical practice into that four one k. The back door rothira may be going away based on these changes in congress.
There are potential big changes coming up as a new tax bill is working its way through Congress. While there are sure to be many changes to the proposed bill before it becomes law we wanted to dive into how this bill will affect the WCI community. One of the biggest impacts is that backdoor Roth IRA and mega backdoor Roth IRA accounts could be gone for good. There are proposed changes to income tax brackets and required minimum deduction rules. We look into these changes and many others that could be coming our way.
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