I'll Tell You Jim O'Odham Back

I know that you always want higher margin but you get 22.7 on something for 21 so if margins are going well that makes me less cautious about your question. Well let's think about that in terms of every industry is handling these kind of financial headwinds a little differently and of course it's been a great time for the banks. We have such a big incredible relationship with Brian Moynihan now for a couple of decades to add his business bank corporate bank investment bank into the sales force family. And I'll tell you we also closed a lot of marquee transactions in the quarter and that has been a highlight for me.