The Challenges of Investing in Mutual Funds

Investing with clear goals makes a huge difference to the end result in terms of whether I'll end up creating wealth or not. Most investors are speculators or are chasing returns and are trying to predict the next best thing, next big thing. The best retail wealth creation tool is simply based on performance and returns. So how can new generation of serious investors manage their investing behaviors more efficiently? Could you mention the word 'serious?' Because good investing is not entertainment; it's business.