Issuing Loans, Creating Money Out of Whole Cloth?

If I forced you to run the banking system and start, you know, issuing loans, creating money out of whole cloth, how would you do it? How would I do it? What's the prudent way? Yeah, what do you think is the right way of doing that?Yeah. So if you restricted me to try to do it via the banking system, then I would say that you don't do it by monetary policy that creates a condition of excess reserves because bank lending isn't reserved constraint in the first place. I say you might do it by targeting that, which actually does constraint bank lending, which is capital requirements,.