How to Deliver a No Effectively

If you don't have a solid and in a lot of cases heartfelt relationship with someone, you can't deliver that no without it causing pain. Dave Ramsey is an interesting guy. He's kind of a goober, but I like his message. And yeah, if you've ever gone through financial peace university, one of the things my wife and I always laughed about is like he runs out on stage and he does like the fist bump thing. Does the same exact thing.