If you’ve been feeling frustrated or gaslit about money lately, you’re not crazy, you’re paying attention. If you’re under 40, you lived through zero rates, asset inflation you couldn’t benefit from, a housing boom you were priced out of, and now the highest mortgage rates in decades. The Fed says “maybe one cut,” housing affordability is broken, and the old work hard, save, wait playbook just doesn’t work the way it used to. In this episode, we break down why the anger makes sense... and why it’s rooted in lived experience, not emotion.

➡️ This isn’t a doom episode, it’s a pivot. We talk about where wealth is actually concentrating, why ownership matters more than ever, and what an investing framework looks like in this economy, not the one you were promised. No hopium, no gurus — just clarity. Merry Christmas and Happy Holidays from The Higher Standard, and thanks for riding with us this year. 🎄💰

💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review?

📩 NEWSLETTER: https://tr.ee/O6FWkv

👕 THS MERCH: http://www.thspod.com

🔗 Resources:

The Fed sees one rate cut in 2026 (Chart of the Day via Instagram)

A 4.6% unemployment rate (Yahoo! Finance via Instagram )

The U.S Labor Market Has Stalled (The Kobeissi Letter via X)

The Window Manifesto (Markets & Moonshots)

⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Episode 3059 CWSA 01/01/26

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