Introduction

The road to wealth is simply in expending less than we earn. Mr McCorber, one of those happy creations of the genial Dickens, puts the case in a strong light when he says that to have annual income of £20 per annum, and spend £20 and 6 bents, is to be the most miserable of men. True economy is misapprehended, and people go through life without properly comprehending what that principle is. One says, I have an income of so much, and here is my neighbour who has the same, yet every year he gets something ahead and I fall short. Why is it? I know all about economy. He thinks he does

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