8min chapter

Fintech Takes cover image

Fintech in 2025: Where the Industry Goes Next - The State of Credit in 2025

Fintech Takes

CHAPTER

The Evolution of Credit Card Consumer Behavior

This chapter explores the changing dynamics of credit card usage, detailing how consumer preferences and technological advancements have reshaped the landscape. It emphasizes the distinctions in motivations for acquiring credit cards versus their utilization, highlighting the challenges and opportunities in a saturated market.

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