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ISAs Under Review: Will Cash Savings Get Capped?

Many Happy Returns

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Understanding ISAs: Risks and Reforms

This chapter explores the differences between cash ISAs and money market funds within stocks and shares ISAs, emphasizing the safety of cash ISAs. It critiques government proposals for ISAs that add complexity while discussing the implications of forced investment in the UK equity market. The chapter also advocates for reforms to enhance flexibility and effectiveness of ISAs, particularly regarding property investments and lifetime savings.

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