Is There a Difference Between Black and Brown Minorities?

Black people right now are kind of at the highest. They have the most capital they ever kind of have in sort of like modern history. But just because one person has a good job doesn't necessarily mean that like the generation before them has or did or has that same access to capital. So I guess what you're doing is filling in that gap or in that space without necessarily people having to go to loan sharks and informal credit.